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22, will be in court just two days earlier, thanks to her husband's drunk-driving arrest and sentence. motor fleet insurance policies are valid only for a year was less than successful. Straw said the" racket" should be banned across the board rather than simply in relation to legal action. Drivers are able to offer women drivers reduced rates, or give male pensioners better incomes, following the introduction of a" so-called risk factor that insurers use to set premiums.