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The higher costs are eventually passed on to existing customers when they renew their Fleet Insurance this year, with premiums soaring by 82. As usual young drivers will take the brunt of the increases, with the end result being an increase in fleet insurance premiums, which clearly can't be maintained. During the week, there will be" one rule for all" rule. McLuckie, from Great Ayton, North Yorkshire, told police he was not behind the wheel.