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Overall, it reckons premiums for males will fall by up to 15 per cent. Care pleaded guilty to the offence of causing serious injury by dangerous driving, but was told this would be reduced by four months and two weeks on completion of a drink-driving rehabilitation course. When it comes to motor fleet insurance, young male drivers aged 17 to 22 they have increased by 30% since 2007. You need Motor Fleet Insurance because its mandatory its the law.