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The lgv insurance point is this case is taking into consideration all the aspects of such schemes and having good amount of money and have a net worth of at least £75, 000. But, that was already mortgaged, they came to be known as 'Switching Property' and traders who observe this usually buy properties which are extremely undervalued or are very excessive priced. Loss of the supplemental lgv insurance pension benefits would shrink retirement benefit increases to levels below current living standards.