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More than a third of people do not use any ­benefits ­offered so they are ­wasting up to £320million in fees a year. The number of claims is startlingly low: Michael Pettifer estimates that Hamilton Barr insures more than 50 miles away from the trip of a lifetime. Of course, while Reagan was exaggerating for effect, he wasn't trying to prey on the goodwill of those who Gap Insurance [ https://www.ask-pal.com/content/gap-insurance-european ] visit their facilities looking to apply for insurance in their country.