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The credited amount is deposited in your account with in 24 hours of approval. Although a short-term, high interest loan can be beneficial to tie you over for 14 to 30 days, there are a variety of elements that an individual should consider prior to making that decision. Applying the principle on effective loan management, it is good to stay optimistic but definitely prepared for whatever worst case scenario that might took place in the long run. Other types of blemished credit loans can be made from other lending institutions like banks and loan companies.