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The reasons may possibly vary, but they typically include an unexpected job loss, a sudden illness or medical outlay of money or even divorce. Simple online application forms and quick loan deposit directly into the bank are sought to relieve stress and fix a budget mishap. The majority of bad credit payday loans have to be repaid in your following payday. Many cash advance lenders require you to write a post-dated check to be cashed at the end of your loan or will automatically deduct the loan amount upon your next pay date.