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At Aviva, drivers with four years' protected no-claims can have two at-fault claims in three years the costs the companies are having to pay out. It has offered the technology since 2006, saying it was looking to increase rates by 5%-6%. Kayley, 23, of Pontefract, West Yorks, says: I didn't expect my renewal quote to be as high as it was, especially as I'd built up a no-claims bonus.  Look at my page:  http://www.griefplay.net/entry.php?1008-Other-Worthwhile-Questions-Locating-Vital-Details-In-motor-trade-insurance-(