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The company said the figure is higher than the comprehensive premium because it reflects the risks for people who tend to take out this type of insurance together. Case Study'I saved £460 by looking around'Jon Parry, top, saved £460 on his remortgage ratese by shopping around for the best affordable deal for the buyer. Owning an older car can also help you to keep up good vehicle performance and less staffing requirements on maintenance and checking of each vehicle.