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We prepare a repair estimate, a terms and descriptions report along with our own comps to give to the lender's BPO agent when we meet with them at property. Some experts say you should negotiate and make a counteroffer, and others say if the offer is way below what you want for your house, you should just decline it and not try to negotiate. Known locally as a  technology expert, Kevan Marsh his love of louisville real estate with technology and prides himself on being on call 24 hours a day.