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The property shouldn't have an adverse impact on your credit, as your address should not be taken into account where credit is concerned. By bidding the highest you can easily get the possession of the house. Therefore if you are facing a court hearing you may want to consider selling your house quickly yourself, if you attend court with proof of a sale started the judge will usually allow you to continue.  Feel free to surf to my website;  http://www.repoxr.com