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Plan A gives you more extensive insurance coverage than plan B. The insurance purchased to compensate for the lent amount even after sale of the mortgaged property. Who do you call? They usually cost anywhere between R50 to R100 per person, based on the cost of ongoing medical issues with close relatives if their health may cause you to cancel.  My web blog; annual travel insurance ( http://fozocske.info/profile/79874/raekeenan.html )