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A: If you're denied credit reporting agencies addresses ( http://freecredit324.soup.io/post/683910598/How-Do-I-Get-My-Free-Credit ) score, insurance coverage, or employment-or some other adverse motion is taken against you, resembling reducing your credit score restrict on bank card account-because of information in your credit score report, the lender, insurance company, or employer must notify you and provide you with the name, handle, and phone variety of the credit bureau that provided the credit score report used to make the choice.