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We then went to the bank, and were wanting to get pre-approved for another rental, we had some cash but not the 20% they would like to see for an real estate investment, as we wanted to hold some back for fix ups, but were told we could leverage the equity in the first rental house as the equity had increased. In fact, at Neal, where home sales are breaking company records this year, they are back to limiting sales in some communities. Substitute outdated and outdated slipping window veranda entrance doors with french doorways.