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Background investigations are the main way to test the trustworthiness of an applicant. The attorneys most likely want you to default so as the trustee, they can eventually own the home. This strategy works great with open-minded Realtors who understand the law and see that this is a creative, but perfectly legal strategy that does not break anything inside the Realtors Code of Ethics.  Feel free to visit my blog ...  http://www.storenvy.com/rosemariebarker