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If an item is incomplete, the  http://freecreditscorecom87.inube.com/blog/5000857/free-credit-score-check-3-factors-why-you-will-need-one/  score reporting company must complete it. For example, if your file shows you had been late in making funds on accounts, however failed to indicate that you just were now not delinquent, the credit score reporting agency should show that your payments are now current.