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In a 2004 survey conducted by U.S. PIRG, 79 p.c of  http://freecreditscorecom87.inube.com/blog/5000857/free-credit-score-check-3-factors-why-you-will-need-one/  score experiences surveyed had errors, resembling another person's credit accounts showing up within the client's report, or paid-off debts being reported as delinquent.