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Sadly, we're coping with difficult economic times and this has produced what's commonly called a buyer's market as far as real estate is concerned. The attorneys most likely want you to default so as the trustee, they can eventually own the home. A lot of times you'll have to put up collateral property or show that you have assets to secure the loan.  my homepage  http://www.southriverrescue.org/gallery/v/ONTHEJOB/2005WaterRescueFloodingEvacuation/Flood_031.jpg.html