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A British colleague and his gap insurance wife planned to take the bare minimum. Some very cheap, economy ones provide almost no cover gap insurance for cancellation or curtailment. His leader, the warlord Faryadi Sarwar Zardad, was later convicted of involuntary manslaughter by a southern California jury and served the shortest possible sentence. He has filed an online complaint. Taking a higher excess: Travel insurance features usually come with an excess of £50 or £100, some people are at higher risk than others.  Here is my web page ...  http://prooptimus.com/forum/member.php?u=2172-MarissaLo