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Personal injury claims are the real reason motor fleet insurance premiums have rocketed in the past year, premiums for those aged under 30 soaring by 11. In a 'worst-case scenario', women drivers' cumulative insurance costs could be as much as 25% after 21 December. The court also heard that Hughes, who has been capped 29 times by England, admitted his regret after being caught driving while banned, having no insurance.