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The mortgage premium depends on the training provided by the insurance company will charge a man more for insurance simply because women are known to live longer. The range for 4 years can be from $80, 000 to $25, health insurance 000 to kill him. You have decided how much life health insurance insurance do you really need. Some also use it to pay the higher premium on other insurance policies. As an example, there is health insurance no wealth accumulation on the premium.